[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jalazura.cz\/vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.jalazura.cz\/vlastni-bydleni\/","headline":"Vlastn\u00ed bydlen\u00ed","name":"Vlastn\u00ed bydlen\u00ed","description":"Mnoho mlad\u00fdch lid\u00ed, ale i t\u011bch star\u0161\u00ed neust\u00e1le tou\u017e\u00ed potom m\u00edt vlastn\u00ed nemovitost. Nen\u00ed to nic zvl\u00e1\u0161tn\u00edho, ani n\u011bjak\u00fd p\u0159epych, ale je to zkr\u00e1tka sen mnoha lid\u00ed. U\u017e jako d\u011bti jsme stav\u011bli sv\u00e9 bunkry na stromech nebo n\u011bkde v p\u0159\u00edrod\u011b a hr\u00e1li si na dosp\u011bl\u00e9. Dne\u0161n\u00ed doba sice nep\u0159eje tomu, si n\u011bco koupit, ale ka\u017ed\u00fd...","datePublished":"2026-01-19","dateModified":"2026-01-19","author":{"@type":"Person","@id":"https:\/\/www.jalazura.cz\/author\/#Person","name":"","url":"https:\/\/www.jalazura.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jalazura.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jalazura.cz\/wp-content\/uploads\/vikvarga-child-559378_640_1.jpg","url":"https:\/\/www.jalazura.cz\/wp-content\/uploads\/vikvarga-child-559378_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.jalazura.cz\/vlastni-bydleni\/","about":["Business"],"wordCount":448,"articleBody":"       Mnoho mlad\u00fdch lid\u00ed, ale i t\u011bch star\u0161\u00ed neust\u00e1le tou\u017e\u00ed potom m\u00edt vlastn\u00ed nemovitost. Nen\u00ed to nic zvl\u00e1\u0161tn\u00edho, ani n\u011bjak\u00fd p\u0159epych, ale je to zkr\u00e1tka sen mnoha lid\u00ed. U\u017e jako d\u011bti jsme stav\u011bli sv\u00e9 bunkry na stromech nebo n\u011bkde v p\u0159\u00edrod\u011b a hr\u00e1li si na dosp\u011bl\u00e9. Dne\u0161n\u00ed doba sice nep\u0159eje tomu, si n\u011bco koupit, ale ka\u017ed\u00fd z n\u00e1s by m\u011bl pochopit to, \u017ee lep\u0161\u00ed to rozhodn\u011b nebude. A\u010dkoliv je nyn\u00ed hypote\u010dn\u00ed sazba mezi 4-6 procenty, tak v\u011b\u0159te, \u017ee lep\u0161\u00ed to stejn\u011b o moc nebude a spadne to maxim\u00e1ln\u011b na 3 procenta. Dal\u0161\u00ed v\u011bc\u00ed je, \u017ee nemovitosti nebudou nikdy zlev\u0148ovat. To by se muselo opravdu n\u011bco st\u00e1t, aby se nemovitosti zastavili v r\u016fstu cen nebo zlev\u0148ovaly.Ka\u017ed\u00fd, kdo ot\u00e1l\u00ed z koup\u00ed jen ztr\u00e1c\u00ed sv\u016fj drahocenn\u00fd \u010das. Je p\u0159itom \u00fapln\u011b jedno, co kupujete. Ka\u017ed\u00fdm rokem roste cena nemovitost\u00ed obrovsk\u00fdch tempem a kdo koup\u00ed, ten neprohloup\u00ed. A\u0165 u\u017e koup\u00edte k celoro\u010dn\u00edmu bydlen\u00ed chalupu, byt nebo t\u0159eba d\u016fm, tak v\u011b\u0159te, \u017ee se to zkr\u00e1tka vyplat\u00ed. Kdy\u017e to \u010dlov\u011bk \u0159ekne blb\u011b, tak i kdybyste bydleli v gar\u00e1\u017ei, kterou jste si koupili, tak je to mnohem lep\u0161\u00ed ne\u017e pron\u00e1jem. Ten v\u00e1m nikdy pat\u0159it nebude a n\u00e1jemce m\u016f\u017ee neust\u00e1le h\u00fdbat jak s cenou n\u00e1jmu, tak s t\u00edm, komu byt pronajme. Je to \u017eit\u00ed v nejistot\u011b a pen\u00edze, kter\u00e9 plat\u00edte za n\u00e1jem m\u016f\u017eete d\u00e1vat do hypot\u00e9ky. Ze za\u010d\u00e1tku se v\u00e1m m\u016f\u017ee zd\u00e1t, \u017ee spl\u00e1tky hypot\u00e9ky jsou dost vysok\u00e9, ale to je jen za\u010d\u00e1tek. V pr\u016fb\u011bhu let a d\u00edky zvy\u0161ov\u00e1n\u00ed platu v\u00e1m bude za p\u00e1r let \u010d\u00e1stka p\u0159ipadat norm\u00e1ln\u00ed a vy budete \u017e\u00edt sv\u016fj vysn\u011bn\u00fd \u017eivot. Ka\u017ed\u00fd m\u00e1 tak mo\u017enost se rozhodnout a i kdybyste m\u011bli j\u00edt do jin\u00e9ho m\u011bsta, tak v\u011b\u0159te, \u017ee se to vyplat\u00ed. Do pron\u00e1jmu toti\u017e m\u016f\u017eete j\u00edt kdykoliv, ale v\u011b\u0159te, \u017ee ve 45 letech v\u00e1m banky moc p\u016fj\u010dit nebudou cht\u00edt. Va\u0161e roky b\u011b\u017e\u00ed velmi rychle a \u010dekat na vhodnou situaci ke koupi nemovitosti je naprost\u00e1 blbost. Nikdy toti\u017e nebude dost vhodn\u00e1 doba a proto je dobr\u00e9 koupit n\u011bco hned a rovnou oslovit firmu na st\u011bhov\u00e1n\u00ed Praha https:\/\/www.odnesto.cz\/levne-stehovani-praha\/, kter\u00e1 v\u00e1m p\u0159eveze v\u0161echny v\u011bci do va\u0161\u00ed nov\u00e9 nemovitosti.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vlastn\u00ed bydlen\u00ed","item":"https:\/\/www.jalazura.cz\/vlastni-bydleni\/#breadcrumbitem"}]}]